Best Tips for Insuring Your Classic Car

When you are thinking of purchasing a new classic car, one of the overlooked aspects is how to properly insure your car! Whether you intend on driving this car or plan on making it a show car, making sure your car is insured needs to be at the top of your to-do list when you make your dream purchase! In this blog, our team at Farm Boy Garage wants to provide you with some top notch tips on how to best insure your classic car! 

Research Your Insurance Company

One of the most important steps in purchasing insurance for your classic car is to research the insurance company you are intending on using! There's nothing worse than working with a company that doesn't value your business! Some of the most effective ways to determine whether the insurance company you have in mind is right for you is to take a look at past client reviews! 

Realistically, you will find at least one or two unsatisfied clients, but if you are seeing a pattern of continuous negative experiences, then it may be best to explore some other options. Another way you can research is to give the company a call and determine for yourself how efficient you feel they are handling your classic car needs. Once you have the knowledge you need, you can make an informed decision and select the insurance company that best suits you and your classic car. 

Review Costs and Packages

As you are certainly aware, classic cars cost a pretty penny, and you do not want to run into an issue where the value of your car is not being acknowledged by your insurance company. If your car were to be damaged, wrecked, or completely totaled, you will need an insurance company that has your back and understands how valuable your classic car really is. 

When reviewing packages and discussing the value of your car, it is important to go over all of the little details, even if it seems tedious. The last thing you want or should have to worry about is whether or not your coverage is actually covering your vehicle, or if you are just paying to have the bare minimum. 

Claims Process

No one enjoys going through a claim, but it is something you need to consider when you are purchasing insurance for your classic car. One of the most important aspects of purchasing insurance is how the claims process is with the company of your choosing.

Don't be afraid to openly ask about the claims process with your insurance agent! You absolutely need to and have a right to know what you are getting yourself into, as no one wants to go through a complicated, lengthy claims process! Ask all of the questions, and leave no stone unturned! 

At Farm Boy Garage, our goals are to help you find your dream classic car, and provide you with the best classic car restoration services! On top of that, we also want to help you with all of the different obstacles you may run into along the way, such as finding the perfect insurance company for your vintage ride. 

Let us help you get set up with your new ride, as well as restore it to your exact specifications, that way you can focus on the additional aspects of owning a classic car without the added stresses of finding time, parts, and cash to restore it yourself! For a list of the services we offer, visit our website, www.farmboygarage.com